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Financing a work of art

Leasing, purchase or simple rental of an artwork?

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Artwork leasing 

In collaboration with our partner, the Sacerd'ART company, we offer  a leasing to facilitate access to works of art thanks to an "LOA" (rental with option to purchase the artwork at the end of the contract)

  • Borrowing capacity preserved and top of the balance sheet lightened (excluding IFRS)

  • Minimum price of €2,500

  • Spreading the cost of purchase from 13 to 48 months

  • Deduction from taxable income and reduction of IS (companies) or IRPP (liberal professions)

  • At the end of the contract, a transfer of ownership is offered to you with a residual value of approximately 5%.

  • Contract applies to all artists, whether alive or not

  • Tax savings with 100% deductible rents

  • Serves as an image and communication vector

Example for a work of €5,000 over 24 months:

  • Monthly rent term to fall 273€ HT

  • Tax savings generated €1,905 excluding VAT

  • Coût global hors économies de charges sociales,        _cc781905-5cde-3194- bb3b-136bad5cf58d_  IR = €4,647 excluding tax

  • Rents are a deductible expense and generate a CIT saving estimated at 28%

Tax-exempt purchase

This tax niche was initiated in 2003 by then Minister of Culture Jean-Jacques Aillagon to support artists.

Companies and freelancers alike can thus opt for this solution to elaborate their identity while building up assets and developing public relations.

  • The artwork must be exhibited to the public and employees for 5 years

  • It must be included in the fixed assets of the company

  • It has no minimum acquisition value

  • The amount of the deduction is recorded in a special reserve account in the liabilities of the company's balance sheet.

(Reference text from the Ministry of Finance)

 

Example of calculation for a work of 7,000€:

  • A company with a turnover of €350,000

  • The annual deduction is capped at 5 per thousand of turnover, i.e. 350,000 x 0.005 = €1,750 annual deductible ceiling

  • Annual deduction from taxable income €7,000 / 5 years = €1,400

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Simple rental

Helping companies and institutions open up to art through a customisable rental offer.

  •   Rental for decorative purposes

  • Artistic and cultural projects

  •   Art exhibitions for communication projects 

Rental is a way for offices to personalize spaces and improve quality of life at work, for hotels to gain visibility and cultivate customer loyalty, for real-estate investors to fit out showrooms and for architects to create branding and storytelling proposals for unique places.

Example:

  • With or without commitment: for a period of 3, 6, 9 months or more

  • Accessible: from €25 per month and per work of art

  • Works and creations: photographs, paintings or sculptures

  • Artistic advice: a single point of contact for a tailor-made service; of the rotation logistics up to hanging 

  • The Transport, RC, Fire, DDE insurance of the works in the company is the responsibility of the company

Let's find your financing together

Contact us so that we can discuss your needs in order to find the financing that suits you 

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